Question 1

I don’t want to open lots of credit cards. Can I still work with Stratys?

Accepted Answer

Yes, if you already have enough points and miles to book your desired trips, then you won’t need to open new credit cards.

Most businesses only need 2-3 of the right credit cards to maximize earning and benefits. Often our clients come to us with some of the right credit cards to suit their goals, but they’re not using those cards in the right ways.

Question 2

Why do I need to hire anyone to do this for me?

Accepted Answer

DIY planning takes 100+ hours and risks ruining trips or credit. Stratys saves you time, money, and frustration while ensuring a seamless travel experience."

Question 3

What kind of travel experiences can Stratys guarantee me?

Accepted Answer

We can book many international Business/First Class flights and 5-star hotels/resorts as well as some luxury cruises, all-inclusive safaris, and other experiences using points.

Question 4

Does this work for business and leisure travelers?

Accepted Answer

Our approach works best for luxury vacations, where you can plan ahead and have flexibility with dates, destinations, and routes. However, we also help maximize points for business travel, offering savings and perks like upgrades, lounge access, and expedited airport experiences

Question 5

Am I the right fit for Stratys’ offering?

Accepted Answer

For financially responsible individuals and business owners, you’ll be able to get the highest ROI on our offerings if you:

Are flexible and open-minded with your travel dates, destinations, routes, and airlines
Currently spend or can spend $10,000+ per month on credit cards
Can start planning trips 3-6+ months in advance

Question 6

What are the tax implications of earning and using points?

Accepted Answer

Credit card points earned from sign-up bonuses and regular spending are not taxed by the IRS. For business owners, the most tax-efficient strategy is to earn points through business spending and redeem them for personal use, preserving tax-deductible expenses. (Note: We do not provide tax or financial advice.)

Question 7

I want to travel with my partner and family. Can you help?

Accepted Answer

Yes, we can book international Business/First Class for groups using points, but availability is limited. Flexibility with dates, destinations, and planning well in advance will help maximize value. For hotels, larger groups may need to book multiple rooms, as many outside the U.S. are double or triple occupancy.

Question 8

I don’t want to use credit card points for travel. Can you help me use my points for cash-back instead?

Accepted Answer

Yes, we can help you to earn and use points toward cash-back. However, the value you’ll receive from your points for luxury travel will be far greater than cash-back.

Question 9

Can Stratys help me use points for my business growth?

Accepted Answer

Yes, credit card points are an untapped asset to reward employee performance and retain exceptional team members. Imagine how an all-expense-paid trip to Bora Bora (at a 90% discount to your business) could incentivize higher quota and KPI attainment across your team, for example.

You can also use points as gifts to thank business partners for their loyalty and contributions to your growth.

Question 10

What kinds of payment methods do you accept?

Accepted Answer

We accept all credit cards and don’t charge any payment processing fees.

Question 11

How does your approach impact my credit score?

Accepted Answer

Using your existing points won’t affect your credit score. Applying for new cards may temporarily lower it by 5–15 points, but this typically neutralizes after 3–6 months with on-time payments. For those wanting to minimize hard inquiries (e.g., before a mortgage), we offer strategies to help.

Question 12

Do you help with credit repair?

Accepted Answer

No, we don’t provide credit repair services. Our approach requires you to have very good (750+ score) credit in order to get approved for new credit cards unless you already have points and miles from other sources.

However, we can help our clients to optimize and manage their credit profiles.

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